Our Mission

We believe everyone deserves access to low-cost and transparent mortgages

That’s why we created a company to eliminate the surprises, hidden fees, and high commissions that raise the cost of mortgages. Our streamlined loan process saves time and money.

We Got Started Because You Deserve More

Get today’s rates
  • Transparency
    We believe in being transparent in everything we do. No hidden fees or bait and switch tactics.
  • Personal
    We have technology like everyone else, but it's how our people serve you that sets us apart.
  • No Points
    Get the same mortgage rate as the big banks and lenders without paying points.
  • Faster Everything
    We move fast but slow down when you need to talk.
  • 24/7
    We get it. Your schedule is not 9-5. Call, text or email at any time. Let's talk.
  • Save
    We don't have massive overhead. You win with savings.

Have questions?

Get free and honest advice from local mortgage experts

hello@nextafi.com800-714-3184

I want to buy a house

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I want to refi my house

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See if you're paying too much for your mortgage!

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*The refinance quiz is for estimation purposes only. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

What is the subject property zip code?

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Are you looking to refinance or purchase a new home?

What would you estimate your purchase price at?

$100,001 to $120,000

$80k
$2M+
Continue

How much are you putting down for the down payment?

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Do you need any cash-out?

Approximately how much cash do you need?

$100,001 to $120,000

$80k
$2M+
Continue

Do you have a second mortgage?

What is the balance of your second mortgage?

$100,001 to $120,000

$80k
$2M+
Continue

What is the subject property occupancy?

What is the property type?

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How much would your estimate your property value?

$100,001 to $120,000

$80k
$2M+
Continue

What is your new loan amount?

$100,001 to $120,000

$80k
$2M+
Continue

What is your new mortgage term?

Type in your desired term (8 to 30) years?

Continue

Do you prefer to have an escrow/impound account for taxes and insurance?

Please estimate your credit score

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Are you self-employed?

What is your name?

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What is your email address?

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What is your best phone number?

Get my results

Thank you for your information request!

We will be in touch for a rate quote shortly.
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Need more help of your? Schedule an appointment today. Or contact directly:

‌    (800)‌ ‌714-3184

We’ve streamlined the loan process to save you money

There is nothing more frustrating than being taken advantage of by a salesperson. They prioritize their commission, not your needs. Nextafi saves you money with lower rates without the gimmicks or unnecessary fees.

Get today’s rates
Today’s RatesView APR

  • nextafi

    3.653%
    0.097%

  • Quicken Loans

    3.990%
    0.337%

  • Wells Fargo

    3.750%
    0.097%

  • nextafi

    3.754%
    0.099%

  • Quicken Loans

    4.252%
    0.498%

  • Wells Fargo

    3.853%
    0.099%
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